Model Portfolio Suite
- Moderate Portfolio Profile -
The Moderate Portfolio Model is designed for investors with a moderate willingness and ability to take investment risk. This portfolio is suitable for investors that are able to experience moderate levels of asset value fluctuation and whose main objective is a combination of portfolio growth and preservation utlizing a higher degree of active risk management.
COMMITTEE DRIVEN
The model portfolios are reviewed on a quarterly basis, at minimum, by the Investment Committee. The committee continually reviews both quantitative and qualitative data points to insure the portfolios and their underlying investment options are performing as expected.
STRATEGY-BASED ALLOCATION
The Investment Committee stuctures the components of portfolios into strategies, which are designed to provide a framework for portfolios to receive efficient, low-cost exposure in the assets that are difficult to obtain active management outperformance in, while coupling it with strategies that are designed to have a higher probability of the manager providing outperformance.
ACTIVE & PASSIVE MANAGEMENT
The Investment Committee recognizes there is a tradeoff between risk management and portfolio performance relative to a benchmark associated with the use of actively managed investment options. The Investment Committee evaluates the underyling investment options, both active and passively managed, in a manner appropriate to their desired outcomes.
Strategy Allocation
Portfolio Date: 3/31/2025
Strategy Definitions
Asset Allocation
Portfolio Date: 3/31/2025
Investment Management
A Strategic Framework for Your Financial Life
Strategic Solutions
Our team develops strategic solutions designed to protect your legacy, grow your wealth, and ensure seamless transitions for your family and business. We specialize in creating customized plans that address your most important financial goals with precision and foresight.
MANAGED ACCOUNTS
STOCKS
CD'S
MUTUAL FUNDS
BONDS
TREASURIES
EFT'S
VARIABLE ANNUITIES
FIXED ANNUITIES
DISCLOSURES
REPORT IS A SNAPSHOT AND DOES NOT PROVIDE LEGAL, TAX, OR ACCOUNTING ADVICE
This report provides a snapshot of a current portfolio allocation. This report does not provide a portfolio recommendation, legal, tax, or accounting advice. Before making decisions with legal, tax, or accounting ramifications, you should consult appropriate professionals for advice that is specific to your situation. This report makes no guarantee of future results, performance or achieving overall financial objectives.
RISKS INHERENT IN INVESTING
Investing in fixed income securities involves interest rate risk, credit risk, and inflation risk. Interest rate risk is the possibility that bond prices will decrease because of an interest rate increase. When interest rates rise, bond prices and the values of fixed income securities fall. When interest rates fall, bond prices and the values of fixed income securities rise. Credit risk is the risk that a company will not be able to pay its debts, including the interest on its bonds. Inflation risk is the possibility that the interest paid on an investment in bonds will be lower than the inflation rate, decreasing purchasing power. Investing in stock securities involves volatility risk market risk, business risk, and industry risk. The prices of most stocks fluctuate. Volatility risk is the chance that the value of a stock will fall. Market risk is the chance that the prices of all stocks will fall due to conditions in the economic environment. Business risk is the chance that a specific company’s stock will fall because of issues affecting it. Industry risk is the chance that a set of factors particular to an industry group will adversely affect stock prices within the industry. Additional risks are associated with international investments, such as currency fluctuations, political and economic stability, and differences in accounting standards. Investing in money market funds is neither insured nor guaranteed by the Federal deposit Insurance Corporation (FDIC) or any other government agency. Although these funds seek to preserve $1.00 per share, it is possible to lose money in such a fund.
VALMARK ADVISERS, INC
Valmark Advisers, Inc. is an SEC registered investment advisory firm and offers its services through its independent investment adviser representatives (IAR's).
Coordinated Planning is a separate entity from Valmark Advisers, Inc
MORE INFORMATION
For more information and a complete fee schedule, please reference the Valmark Advisers, Inc. ADV Part 2A. Please consider the investment objectives, risks, charges, and expenses of any investment before investing.
Securities offered through Valmark Securities, Inc. member FINRA, SIPC. Advisory services offered through Valmark Advisers, Inc., a SEC Registered Investment Advisor 130 Springside Drive, Akron, OH 44333 800.765.5201